An
originator
is
a
person,
entity,
or
thing
that
creates,
initiates,
founds,
or
gives
rise
to
something
new,
such
as
an
idea,
project,
or,
in
finance,
a
loan.
They
are
the
foundational
source
or
creator
of
a
concept,
process,
or
asset.